Saturday, January 22, 2011

Hybrid Cars Pros and Cons

Considering a Hybrid Car? See the Pros and Cons in this helpful article. City driving? Highway driving? Make and model? What kind of warranty do hybrids come with?

Fact versus Fiction:

There are a lot of ill-founded rumors about not buying used hybrids because replacing the battery can be very costly. But, the truth is that most new hybrids come with an eight year warranty and the battery is expected to last at least that long. And, another positive consideration is that hybrids, for a variety of reasons, have to be well built. The standards are higher and so is the subsequent quality. So, buying a used hybrid can actually be a good idea.

Checkout these other Hybrid Car TIPS before you Buy.
Read More on: Hybrid Cars Pros and Cons

Saturday, January 15, 2011

Simple Gas Saving Tips

Six More simple gas saving tips that can improve your miles per gallon. How big is your tank? Would you like to know... How-To Save an additional $0.24 per gallon? That's Numer 6 on the list. Coasting? Take a look at Number 1, it sounds like fun too. Common sense ideas that can make a difference in your wallet at the end of the month.

So, after you try a few of these tips and remember, economizing is easier than agonizing. Take some of your savings and look over the used car warranties here that will protect you, and your vehicle's investment for years and years to come.

Friday, January 14, 2011

Gas Savings Tips

Some valuable gas savings tips can improve your miles per gallon ratio by 5 or 10% just by changing a few simple habits. Who doesn’t dread paying high fuel costs?
  1. How are you starting your car in the morning?
  2. Know what that octane number really means and which one you should be using?
  3. SEE TIP #3: Above ALL when you see this, DO NOT GAS UP YOUR VEHICLE!

Take a few minutes on the next page to maximize your car's fuel efficiency. Read More on: Gas Savings Tips

Thursday, January 13, 2011

Bigger Cars Safer?

Are bigger cars safer in United States? Americans are famous for big cars. Americans were famous for their big cars. Can’t we have both? It turns out that soon we just might. But, we’ll need to change our mindset about one common belief that is no longer true. Most people assume that a larger, heavier car is safer. That’s the myth and it’s not really true today.

Manufacturing Materials Are Changing

Example: Smart ForTwo Crash Test. Another example that demonstrates the safety of these new materials, is the diminutive “Smart ForTwo”, which has performed amazingly well in crash tests, is using plastic door panels. The doors won’t ding or scratch, and are reinforced internally with steel bars. This gives the best protection in the instance of a side impact, yet it is more lightweight than a conventional door. The Smart ForTwo actually received 4 stars, the highest rating, in side crash tests.
Read More on: Are Bigger Cars Safer ?

Sunday, January 02, 2011

Car Names

My first car was a finicky little MG that earned the nickname "Wilma" as in, "Will ma car start?" So, if you’ve been known to have a conversation with your sedan, you are not alone.

A recent survey noted that 44% of men and 48% of women admit to talking to their car.

However, if you really want to give your baby some attention and affection, perhaps you need to name it. Having Fun with car names. Many of us think of our vehicles as more than just another asset or a bucket of bolts.

Saturday, January 01, 2011

Buying A Used Car Online

Looking for a used car online? But wondering how to find the right vehicle? Thankfully the days of sorting through paper only ads is over.

Most potential buyers have a pretty good idea what they’re looking for in a used car, based on their needs, circumstances and budget. However, you can get even more specific by utilizing one or several commercial web sites that offer car reviews, pricing reports and various amounts of information on a wide variety of vehicles.

TIP #1: Ask for a free report called a 'Motor Vehicle Check' at most states Department of Motor Vehicles, this is very helpful when buying a used car online. « « « SEE Checklist

Wednesday, December 29, 2010

How To Buy A Car At Auction

Finding the Right Car Auction

Not all auctions are alike. So, the first thing you need to do is find the right kind for you. For example, some auctions only sell to people with a dealer’s license, while some are open to the public. Some auctions sell cars that have been inspected and certified; others do not. A quick search on the internet will turn up sites like www.auctioncarused.com that may help you locate the best car auctions for you.

Buying Guide on How To Buy A Car At Auction. Remember at most public used car auctions, cars are all sold as-is. There are no guarantees, but you can have a look here for an extended car warranty.

Monday, December 27, 2010

Car Dealer Add Ons

Car Dealer Add Ons Buying Guide. How To Avoid costly extras. Shows you that being forewarned about add-ons and profits can save you thousands of dollars.

Car Dealers have you right where they want you, excited about your purchase, with your guard down. That’s when they go in for the kill and desperately try to convince you that you need all those expensive add-ons.

Extended Warranty? Good idea. However, don't buy at the dealership without shopping around first. This article helps you navigate thru the options.

Friday, December 10, 2010

Electric Cars Pros and Cons

Discover the Electric Cars Pros And Cons. Electric Cars Are Slow? EVs are Expensive? Charging Electric Vehicles Will Be A Hassle? EVs Are Not Safe?

According to the EPA, 99% percent of batteries in conventional cars are recycled. The metals in newer batteries are more valuable and recycling programs are already being developed for them. Utilities plan to use batteries for energy storage once they are no longer viable in a vehicle. Since the debate is still raging, this list will continue to grow. We’ll keep you posted on the Electric Cars Pros And Cons.

Saturday, December 04, 2010

Buying an Extended Warranty for a Used Car

What you should consider when buying an extended warranty for a used car. If you’re reading this, you’ve probably already discovered just how much valuable information is available through our blog and articles. Most of it is very specific, detailed information pertaining to a multitude of subjects within the automotive and auto extended warranty industries. How to understand extended warranty coverage. List of 10 TIPS Here.

Friday, December 03, 2010

Trade in My Car?

What are the benefits and drawbacks when asking, do I trade in my car or does selling your car privately make more sense. What are the steps when selling your car privately? What does it take to trade in my car? Compare with thes handy Checklists. A smart first step would be to ...

Thursday, December 02, 2010

How To Jump Start Your Car

4 Steps To Jump Starting Your Car you'll be glad you read the next time you hear that click-click-click. Did I put the jumper cables in the trunk? One common thing you should know when owning a car is how to jump start your car... Review this Handy CHECKLIST for jumping a car battery the correct way. The incorrect way may cuase costly damage.

Wednesday, December 01, 2010

How To Buy A Used Car

IMPORTANT: How To Buy A Used Car. Buying Tips and a quick READ Before you venture out and buy a used vehicle. To Feel more confident, do your homework & start shopping smarter today! 4 Tips For Buying A Used Car.

Monday, November 29, 2010

Car Repair Estimates

Understanding car repair estimates or car repair bills. You can find a helpful CHECKLIST of 6 Tips on parts, labor, misc. charges, flat fees and more. Huh? What does it all mean? Well you can find out more in the article located here.
Read More on: Car Repair Estimates

Tuesday, November 09, 2010

Auto Repair Scams

Tips to protect yourself from auto repair scams. CHECKLIST reveals how to avoid car repair fraud. Do You Know which auto repair costs are legitimate? Be sure to ask the repair shop this ______. Following the simple steps outlined in this article is certainly not a guarantee that you won’t be a victim of auto repair scams. But, it will certainly alleviate some of the fear and trepidation of having your vehicle repaired and you will at least have become an informed, active participant in the process. Happy Motoring!

Sunday, November 07, 2010

Extended Warranty Terms

Extended Warranty: This term refers to a policy which protects your car, truck or van against mechanical failures and breakdowns. Extended warranties are often referred to as Vehicle Service Contracts. The warranty will pay for covered repairs for a certain term (time and/or miles) after the manufacturer's warranty has expired.
Read More on: Extended Warranty Terms

Friday, November 05, 2010

Used Car Buyer Protection

Buying a used car? Put Buyer Protection on your to do list. DID You Know? Each year 400,000 totaled vehicles are put back on the road again. Flooded cars (Hurricane Katrina produced many of these that were sent to other states to sell.) can simply be cosmetically fixed and put back on the market. The price of an airbag can be $1,000+ and a faulty electrical system can cost you many thousands more to fix or restore. Will the car you buy be one of them?
Read More on: Used Car Buyer Protection

Wednesday, November 03, 2010

How To Winterize Your Car

Like it or not, you should begin preparing for old man winter now. A good place to start is winterizing your car or truck. Checkout this helpful list of tips on How To Winterize Your Car and in case of emergencies, things to keep in your car's winter survival kit. Check your antifreeze yet? Tires? Windshield wipers? and there's more...
Read More on: How To Winterize Your Car

Monday, November 01, 2010

Auto Warranty Companies

How To Compare Auto Warranty Companies and Protect Yourself. Need help comparing extended warranties? One of the most common ploys on the internet today is boiler-plate contracts. • Beware of boiler-plate warranty contracts and avoid brokers. They are money movers; they want to move money from your pocket to theirs. Brokers are not worried about you after your contract is signed. You will be someone else's problem. • Next, ask any company you are considering for a physical location and phone number. Continue reading to see the details of this important warranty CHECKLIST.
Read More on: Auto Warranty Companies

Friday, October 29, 2010

Extended Warranty Reviews

BUYER BEWARE: Extended Warranty Reviews. Auto extended warranty insiders hear horror stories of all kinds, first hand. Here are some of the most outrageous, but also common, lies that some sales representatives have been known to tell potential customers.

Lie #1 In order to qualify for auto dealership financing, you must purchase an extended warranty at the same time. Check this list of extended warranty insider horror stories Before You Buy! Read More on: Extended Warranty Reviews

Wednesday, October 27, 2010

Car Warranty Companies

Extended Car Warranty Companies are not all created equal.
Are you asking the right questions? The tips below outline what some car warranty companies most likely will not tell you. So now you can arm yourself with the right questions to ask before you purchase an extended warranty for your vehicle. 'Add-on' miles or 'total' miles are often not discussed? …'What kind is it?' All warranties are not a 'bumper to bumper' warranty. Can you get 'Bumper To Bumper' extended warranty coverage on a used vehicle?
Read on here about Car Warranty Companies and protect yourself from headaches later.

Monday, October 25, 2010

Risks of Cosigning a Car Loan

Thinking of Cosigning A Car Loan?
  1. Three out of four co-signed loans with finance companies wind up being paid by the cosigner.
  2. A cosigner can be found responsible for any late charges and penalties, as well as legal fees that are connected to missed payments.
  3. When a debtor defaults, the lender may also inform the credit bureaus, which will negatively impact the cosigner's credit score.

Before you cosign read this: Risks of Cosigning a Car Loan

Saturday, October 23, 2010

Old Cars For Sale

Most experts agree that it is almost always cheaper to repair your old used car instead of buying a new one. However, you need more information before you can make a solid financial choice. How much is your car worth? How much will the repair cost? What will it cost to replace it? All valid questions to ask to help you make the wisest decision.
Read More on: Old Cars For Sale

Thursday, October 21, 2010

Auto Insurance Quotes

The Good News, is that some insurance companies are offering auto insurance quotes with really deep discounts to good drivers who maintain low mileage and drive at off-peak times. Be sure to shop around. That is rule number one and the simplest way to save money. We all have heard about 'bundling' at one time or another, that philosophy applies to car insurance as well.

But, what constitutes a “good” driver, you might ask?
Read More on: Auto Insurance Quotes

Tuesday, October 19, 2010

Electric Car Anxiety Disorder RAD

RAD refers to “range anxiety disorder” which is the fear and trepidation that an electric car owner feels while figuring out just how far he will have to travel before he can find a battery charging station.

RAD seems to be one of the main reasons that buyers shy away from electric vehicles. This concerns auto manufacturers and Washington politicians. According to Mr. Schechtman, only a few hundred public chargers exist right now and, as we sit upon the eve of introduction of several heavily-touted electric cars, someone better be thinking about "range anxiety."
Read More on: Electric Car Anxiety Disorder

Friday, October 15, 2010

Distracted Driving Statistics

Nearly 6,000 people died in 2008 and you are 23x more likely to be involved in a crash because of Distracted Drivers. U.S. Transportation Secretary, Ray LaHood, the nation’s top transportation official, is quoted as saying, Texting while driving, like talking on cell phones while driving, is an extremely dangerous and life-threatening practice.
Read More on: Distracted Driving Statistics

Wednesday, October 13, 2010

Car Leasing vs Car Buying

Car Leasing vs Buying: Consumers who prefer to lease vehicles may be in for a shock if their lease expires soon. Significantly higher payments are the norm right now. In fact, $50 is the average increase in monthly payments during the past 12 months.

All things being equal, it could still be cheaper to lease than to buy. In leasing, the customer only borrows the difference between the upfront cost and the residual value.
Read More on: Car Leasing vs Car Buying

Wednesday, October 06, 2010

Car Maintenance

We all have car maintenance, in one form or another. The saying goes that a stitch in time saves nine. When it comes to car maintenance, that saying couldn't be truer. Investing just a little time and a few dollars can help avoid major, expensive car repairs down the road.

Oil changes every 3,000 miles? Did you know that thanks to more efficient lubricants and high performance engines, AAA now recommends an oil change every five to seven thousand miles, and in some cases up to 15,000.
Car Maintenance Tips Read More...

Monday, September 13, 2010

Higher Prices for Used Cars to Continue into 2011

The U.S. recession is creating a dramatic domino effect in the used auto industry. Lenders are still feeling stingy. This, in turn, causes owners to hold onto their old models longer. This results in fewer new car sales and late-model trade-ins available at dealerships. It also means that those who do need to purchase a vehicle are more likely to search for a used car. That demand, coupled with decreased supply, is resulting in soaring used vehicle prices. (I guess that old rule about supply and demand is true!) If the predictions are true and new car sales are low again in 2011; this trend will continue.

If you are considering selling your vehicle, give potential buyers the peace of mind they’re looking for by selling before your extended warranty expires. Any warranty still intact will put a buyer at ease and add substantial dollars to the value of your vehicle. You also might want to be certain that any warranty you purchase is transferable, like all of Auto Service Warranty’s contracts.

Monday, August 09, 2010

No Extended Warranty For You!

It’s true. Many extended warranty companies refuse to cover a number of well-known vehicles. For example, Land Rover (known for regular and costly repairs), Mercedes AMG ($20,000 engine) and some other high performance vehicles like the Mustang Cobra or the Dodge Stealth and Viper, are just a few examples.

If you do find a car warranty company that covers these cars, at anything close to regular prices, check them out very closely. The old adage, “If it sounds too good to be true, it probably is”, definitely applies here. Chances are they won't cover wear and tear failures and they'll do their best to get out of paying for any repairs. Instead, consider acting as your own warranty administrator. Just put some money into a savings account each month to help ease the pain when the time comes to repair that baby of yours.

Saturday, July 10, 2010

Financial Benefits of Extended Auto Warranty

In addition to protecting the vehicle while you own it, another great benefit of an extended warranty contract is the increase in your vehicle's resale value. Buying a used vehicle always involves some risk for the buyer. A car or truck that has been under warranty continuously offers the buyer an assurance that the vehicle was well maintained.

They at least know that the seller had no reason to ignore or hide any potential or existing problems. And, any warranty that is still intact can usually be transferred to the new owner adding to their peace of mind and increasing the value of your vehicle.

So, remember to ask the company’s representative if the warranty plan is transferable before you buy and then be sure to actually read the contract once you receive it to make sure that the transferability is listed. All of Auto Service Warranty’s contract are transferable.

Monday, June 14, 2010

Auto Repairs Costs

Higher auto repair estimates becoming a reality. Auto Repairs, Costs Going UP? It's safe to say that every passing year, is bringing significant increases in average auto repair costs. Many reports show that everything around us is going up, in the grocery stores, labor costs, clothing and how do you feel about the price of gas? Aargh! One way to protect yourself from the high cost of auto repairs is to lock in an extended car warranty now, and avoid the escalating future price increases of typical auto repair costs.

Risks of Delaying:
  1. As your mileage increases, your vehicle moves into a more expensive rate class.
  2. As your vehicle ages and more repair data becomes available, many vehicles are placed into a more expensive rate classes.
  3. Coverage costs rise in tandem with the costs of parts and labor. Labor rates have risen by $15-$20 per hour in the past several years. This trend is expected to continue due to the increased complexity of cars and a shortage of skilled technicians.

Saturday, May 22, 2010

Extended Car Warranties Are They Worth It?

Absolutely, if you spend the time to find a reliable warranty company that offers superior coverage and service. So, What do you look for? Here’s a short list:

1. Can you take your vehicle to repair facility of your choice?

2. Is wear and tear of covered components included?

3. Does company pay the claim with a corporate credit card?

4. Does company pay the posted labor rate, with no cap?

5. Is a zero deductible available?

6. Does the policy include a prepaid roadside assistance program, rental reimbursement and lockout protection?

Lastly, keep in mind that the single most profitable item sold by most dealerships, aside from the vehicle itself, is the extended warranty. Auto Service Warranty provides significantly better coverage than dealership plans at 40% to 70% less. Why? The only explanation is the pricey commissions paid staff. Eliminate the middlemen and contact Auto Service Warranty for superior coverage at the best price.

Saturday, May 08, 2010

Is My Extended Warranty Contract Renewable?

Yes, service contracts with Auto Service Warranty may be renewed providing that your vehicle meets current underwriting guidelines. And, should you want to sell your vehicle, you also have the option of transferring your service agreement to a private party at any time during the term of the agreement. Understanding these options should help you determine which plan is best for you based on time and mileage.

However, keep in mind that you will always get the very best rates by choosing the longest extended warranty available when you originally purchase. Prices will likely increase between the time of your original purchase and renewal. Lastly, you may find that the age of your vehicle or the mileage prohibits total car coverage eligibility when you decide to renew which would be a good time to consider a powertrain warranty.

Monday, April 12, 2010

Tips To Make Your Car Last Longer

Want your car to last longer? Don't we all :-) A little patience when starting your engine will add significant lifespan to your car or truck. So, before you go driving off in the morning, when your vehicle has been sitting for five or more hours, Pause a few moments! and give the oil pump a few seconds to relubricate the engine. Less friction, happier engine!

Many drivers do not realize that most of the oil in a cold engine sinks to the bottom of the oil pan, leaving very little lubrication for the moving engine parts. So, it’s a good idea to keep the RPMs to a minimum for at least 30 seconds to allow the oil to be redistributed.

An extended car warranty is another way to enjoy your vehicle longer. Nothing beats good maintenance and timely repairs at the facility of your choice; especially when Auto Service Warranty pays all parts and all labor at 100%, on the spot with a corporate credit card.

Thursday, April 08, 2010

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Monday, March 08, 2010

Compare Extended Auto Warranty Reviews

Auto Warranty Reviews can be a valuable tool for consumers when purchasing an extended car warranty for their vehicle. However, unless the review is fair-minded, it’s useless. That eliminates self-serving reviews you might find on the company’s own website, as well as information you might find written by competitors. The first might turn out to be written by the owner’s mother. The latter might just be an attempt to destroy the competition.

The best review information is a combination of ratings by actual users and experts. That way, you not only get the sometimes passionate opinions of other consumers; but also information about the latest trends and developments from experts. Lastly, beware of sites where the reviews always tend to point you to only one company. The reviewer is probably on that company’s payroll. Speak to the warranty company personally, and trust your gut feeling.

Monday, February 08, 2010

Air Cars? Compressed Air Cars?

What's up with the buzz about compressed air cars? Well, Zero Pollution Motors has an air car scheduled for production in the U.S. Just stop by your local compressed air station for a fill-up or plug into a home electrical outlet for four hours. With the rush on to find environmentally friendly fuel sources, air appears to rank high on the efficiency vs. clean fuel alternative options.

Makes me think I am going to blast out of the driveway in the morning :-) How does a compressed air car work you ask? An electric pump compresses air into a reservoir at high pressures and stores energy. As the air escapes, it pushes against the pistons, similar to a combustion engine. Compressed air is stored in large cylinders underneath the car and the only emission is cold air. This makes the car especially attractive to emissions activists, concerned about the air we breathe. Compressed air cars, go figure. I wonder if they will write an extended auto warranty for an air car? Cars that run on air, Sign me up!

Monday, January 11, 2010

Is Premium Gas Necessary?

Many vehicle manuals indicate that the car must use permium gas to run properly. Many owners don't think this is important. Think again. Extended use of regular gas in an engine designed to use premium gas will damage the engine over time. When the low octane gasoline enters the combustion chamber, it will pre-ignite before the ignition is supposed to occur. This "Pre-ignition" process will, over time, damage the pistons, cylinder heads and valves. The additional cost of premium gas is much less, in the long run, than the COST of a New Engine.

Resource: Low-Down on High Octane Gasoline

Monday, December 14, 2009

Winter Driving Tips

Perhaps a simple winter driving tip, but one that could save your life. Remember, Keep your gas tank filled up in winter weather. If you get stranded, your engine could be your only source of heat. You can run the engine indefinitely at idle to stay warm - or as long as you have gas. Normally no harm will be done to the engine.

By the way, if you’re driving an older car or truck, crack open the window a bit while idling the engine. Older vehicles are more likely to suffer from exhaust leaks and sitting for a long time while carbon monoxide is leaking into the passenger compartment could cost you your life. Lastly, if stuck in the midst of a colossal snowstorm, be sure to get out from time to time and remove snow from behind the tailpipe to keep it open.

Winter Driving Tip - Keep Your Gas Tank Filled

Monday, November 09, 2009

Hyundai Recall Notice

The National Highway Traffic Safety Administration has issued a recall campaign directed at certain Hyundai Azera models built between September 27, 2005 and October 1, 2008.

According to NHTSA, the wiring harness for the front right seat belt tension sensor may become damaged after repeated use over time. If the sensor wiring is broken, the airbag will not deploy in the event of a serious crash or collision, putting the seat occupant at risk of injury.

Hyundai will notify owners, inspect vehicles, and make repairs free of charge under the terms of the recall that is scheduled to officially begin next month. For more info about vehicle safety visit SafeCar.gov

Monday, October 12, 2009

Automatic Stability Control Systems

Many people see car commercials featuring automatic stability control and think that this automotive technology is valuable thing to have. Many automobile buyers may not know that stability control is operated by the ABS system already deployed on most new cars.

Stability control offers assistance when the automobile is braking, coasting or even during heavy acceleration. If the brakes are already applied but over steer or under steer is detected by on board sensors the fluid pressure to the appropriate caliper is increased to maintain driver control.

It took us a while to get used to keyless entry remotes, anti lock brake systems and traction control technology. But they have been proven to provide a safer driving experience. Automobile safety can be improved by the deployment of these stability control systems. Over time as automotive diagnosis and technologies improve, we may even see them as government mandated standard safety equipment.

Monday, September 07, 2009

Reliable Used Cars For Sale Harder To Find

Cash For Clunkers Bill in 2009 has made reliable used cars for sale harder to find say many dealers across the nation. Chris Woodyard of USA TODAY recently reported that "Hundreds of thousands of "clunkers" headed for scrappers may cause already rising prices for used cars to head even higher, dealers and market analysts warn."

"Used car prices have risen about 5% on average in the last year", says Tom Webb, economist for Manheim Consulting, a branch of a major used car wholesale operation.

This news makes reliable used cars even more valuable in these tough economic times. One way that many car owners are protecting their investment is with an extended car warranty. Adding 36 months or 36,000 miles onto their warranty now makes more sense than ever.

Monday, August 10, 2009

Senate Approves $2 Billion Cash For Clunkers

The Senate voted 60-37 to make $2 billion in additional funding available for the popular "Cash-For-Clunkers" program.

Under the program, owners who trade in cars and trucks less than 25 years old that travel fewer than 18 miles per gallon of gas can receive vouchers for the purchase of more fuel-efficient vehicles. A fuel-economy improvement of four to10 miles earns a $3,500 subsidy. An upgrade of more than 10 miles per gallon is worth $4,500. Democrats especially are depending on the continuation of this program to, not only boost the economy, but replace less-efficient vehicles with higher fuel economy models which will reduce oil consumption and air pollution.

Monday, July 13, 2009

Odometer Fraud

It is estimated that odometer fraud rips off 450,000 car buyers every year. Also, some are finding that the newer digital odometers are easier to rollback with than traditional odometers.

Protect yourself by making a comparison between the mileage listed on the title and the car's odometer. Next, compare the mileage on the car's maintenance records with the odometer on the vehicle. Look for stickers with maintenance records on doorframes and windows. Ask for a Carfax History Report on the vehicle to see odometer discrepancies.

Detecting Odometer Fraud: These tips can save you from buying a car that has had the odometer tampered with. However, you may never know the true history of a used car. That is why an extended warranty is reassuring to have, and avoid paying, out of your own pocket, the high cost of auto repairs.

Monday, June 08, 2009

One Way To Avoid Car Warranty Scams Online

Thinking about an extended car warranty but heard things that concern you? Consumer trust is essential in the rapidly expanding online marketplace. Unfortunately, there are con artists who try to pass themselves off as legitimate, reputable online businesses in every industry. Their scams not only harm individuals financially; but also destroy consumer confidence in Internet commerce.

Here is one quick way to check out an online extended warranty merchant who you're not familiar with: Ask the company for its physical location (address and phone number) so that you can check on its reliability with outside organizations like the Better Business Bureau (BBB) and other consumer agencies. If a company refuses to supply you with this information, simply return the favor and refuse to do business with them.

Monday, May 11, 2009

Car Warranty Robo-Calls Fed to Take Action

Unfortunately, 140,000 complaints to the Better Business Bureau from angry consumers about those incredibly annoying car warranty phone calls didn't create enough of a buzz... to stop those warranty scammers who call consumers repeatedly at all hours of the day and night.



However, according to the APS, those exasperating vehicle warranty rip-off artists have finally called the wrong guy. Sen. Charles Schumer, of New York, announced at a news conference this week (May, 2009) that he wants "a more concerted effort at the federal level to stop and punish auto warranty companies who engage in this practice". This will include the Federal Trade Commission (FTC) wielding more power through the Do Not Call Registry. We Agree, Good Luck Senator Schumer! NOTE: Auto Service Warranty, Inc. is NOT a Telemarketing Company! Even we are getting these types of calls. :-(

Sunday, April 19, 2009

Auto Dealer Financing Fact or Fiction

FICTION: In order to qualify for auto dealership financing, you must purchase an extended warranty at the time of purchase. Salesmen often hint that spending more money on an extended warranty or other add-ons will help you qualify or save on financing at the car dealer.

FACT: Don't fall for this sales ploy. Purchasing add-ons or an extended auto warranty will never increase your chances of being approved for dealer financing. Qualifying for financing depends on three numbers and only three numbers: the purchase price of the vehicle, your down-payment or trade-in and your credit score. Take your time and look for the best warranty coverage, from a reliable company and at a fair price.

Monday, March 09, 2009

Diesel Cars - Time To Buy A Diesel Car?

Diesel cars... has their time come? The gasoline prices of last summer are still fresh in the mind of many consumers around the nation and many potential buyers are finding themselves wondering what the green fuel-efficient alternatives are out there.

Is It Time To Buy A Diesel Car? Gas-electric hybrids have received a large amount of attention recently; but a diesel powered car may be a good alternative for now. Maybe a VW, BMW, Renault or even a Turbo Mercedes Diesel?

Diesel autos have gained a lot of popularity around the world. They account for approximately 50% of new cars in Europe. However, U.S. car shoppers have been slow to gain interest. Even though fuel mileage levels can be around 40% higher with diesels than gas powered cars, diesels only account for 2% of the new cars in the U.S.

You need to know that there is a whole new generation of diesel powered vehicles on the market that are quiet, clean, and much more performance than in the past. For example, the 2007 Mercedes-Benz E320 sedan will prove that this recent diesel technology can be luxurious in addition to giving you 37-mpg.

So rest assured, that the new diesel cars have come a long way and are becoming a real option for more and more drivers. Especially now with more and more models for consumers to choose from. Of course, once you purchase one, think about protecting your investment with an extended warranty in order to avoid budget busting repair costs.

Monday, February 09, 2009

The Best Time to Buy a Car

Car Buying? Knowing the best time to buy a car can give you a huge advantage. The sales staff at most car dealerships operate on a quota system, where they receive a bonus each time they hit their next sales goal for that month. So, if a car dealer is coming up on the end of the month and he's a few cars short of that next target, he or she has an incentive to get the sales manager to knock down the price of a car in order to hit that car buying quota.

Car Buying Tips: There's another reason to look for a deal near the end of the month. Car dealerships themselves also have monthly quotas to hit. If they meet or exceed their sales goals, the manufacturer may allocate more vehicles to that dealership. That gives that car dealership a larger inventory and more vehicle choices for their buying customers. If they don't meet their goals, the manufacturer may cut back on that dealership's incoming inventory of vehicles until the excess inventory is sold.

Car Buying Help: Car sales managers are more prone to shave a little off the car's price if the end of the month is looming and their sales goals have not been met. This is good information to know when buying a used car or buying a new car or truck.

So when is the Best Time To Buy A Car? Happy Hunting!

Monday, January 12, 2009

How To Buy a Car Battery

Picture this, you're a bit late for an appointment; you jump into your vehicle, turn the key and nothing happens. To make matters even worse, you're sitting in the parking lot with a car load of groceries. You turn the key again, nothing. Who hasn't experienced a DEAD BATTERY at the most inconvenient moment? Here is a tip that should help prevent this from happening.

The average life span of a battery is 3 to 5 years. When it's dead, it's obvious. Wouldn't it be great to have a little "heads up" before it dies? Each time you have your oil changed, ask for a "load test" on the battery. That simple analysis will indicate how well your battery is holding a charge.

Buying FRESH Car Batteries

Think of choosing a replacement battery like shopping for a quart of milk, you want a fresh one. We recommend not buying a car battery more than 6 to 10 months old. How you can tell? All batteries have a date code that the manufacture must stamp on the lid or case telling when it was made. Here's the secret of deciphering their code. The first 2 characters are the most important. Jan is "A" Feb is "B" and so on. The numbers stand for the year. For example a "6" would indicate a battery built in 2006. D8 would signify a battery made in April 2008. Great video here on how to buy a car battery.

Monday, December 08, 2008

How To Evaluate an Auto Repair Facility

Here are two bits of advice... from a retired mechanic to help you find a good car repair shop. The first thing to look for is Automotive Service Excellence (ASE) certification from places like AC Delco, Ford Motor Company or Bendix. While ASE certification does not indicate that they're really good... it does indicate that the technicians go on their own time, or the business has given them the incentive to study, to take the course and go and show their skills are worthy of certification.

You should also take a look around to see that a car repair shop has all the right equipment in place (like a proper tire mounting machine with rubber mounts that don't scratch your wheels or an alignment rack with laser measurements) to do the job well. Updated, proper diagnostic equipment is also important. A shop that has invested in the proper equipment to service today's automobiles is usually a shop that you can trust, because they are not going to buy that expensive equipment and then have people who are not qualified to use it.

Who will pay next time you have a major auto repair? Protect your investment with an extended warranty. Get a Free Rate Quote!

Monday, November 10, 2008

Buying an Extended Warranty from Dealership?

BUT will the car dealership be there when you need them? In 2009... for the first time in American history, consumers have to be concerned about the survival of their car dealer. Most professional analysts project that at least several THOUSAND dealers will be out of business in the coming year... and no one is sure which ones... will survive these economic times.

Many individuals choose to purchase an extended warranty from the dealership... just for the convenience of returning to that dealership for repairs. Have you considered what would happen if you find the doors closed when you return? Bankruptcy is all to common these days. Will the car dealer where you bought your warranty be one of the thousands closing?

Even if you purchased your extended warranty from the dealership, the warranty itself may be from a third party. Feeling safer? Not yet, that third party may be an outstanding, reliable company. However, there is a great probability that the dealer has a considerable period of time BEFORE he has to pass your dollars along to the actual warranty company. In these tough economic times, would you be shocked to find that the dealership used that time and your cash to help solve their own cash-flow problems? Stranger things have happened. Imagine... forty warranties... at an average cost of $2,500 each... in just one month that adds up to $100,000 in Cash. A tempting number to hang onto if it means keeping the doors open.

Be sure your extended warranty provides you with peace of mind you expect from it. For additional security Auto Service Warranty Inc. allows car repairs to be done at ANY dealership or certified repair facility.

Monday, October 13, 2008

Trouble ahead for US Car Manufacturers

Low sales... combined with this Summer's HIGH cost of gas going OVER $4.00 a gallon in many places... and an economy already sputtering... spells trouble for the US car manufacturers. Banks and lenders by getting ever tighter and tighter with their credit approvals have compounded things even further.

Good car buying opportunities should be right around the corner though. So those with the means and a credit score to match will be able to take advantage of some Great Deals waiting for them. However we expect more and more drivers will be keeping their cars longer in the coming years while this economic storm blows over... making an extended warranty very comforting to have.

Monday, September 08, 2008

How Extended Auto Warranty Eligibility Is Determined

The 10 - 120k Rule: So... you've been shopping around for an extended warranty for your car or truck and you are more confused than ever. One company has offered you a fair price and a 36,000 add-on mile plan. Another company offered you a better price, but only 24,000 miles - but they include towing and trip interruption insurance. The last company offered five years and 100,000 miles at an even lower rate. It's tempting to go for the longest time and most miles, but it may not be the smart decision and here is why.

There is a rule of thumb as a reputable extended warranty company. The actuaries, they are the "bean counters" who study the repair history of all makes and models and then set the rates. These experts want the full-service plans to end either on the 10th birthday of the vehicle or somewhere around 120,000 miles. Every reputable company in the country follows this rule. Any company that breaks this basic rule is courting disaster and may not be around when you need them.

There is nothing wrong with searching for the lowest priced auto warranty quotes online and you definitely need to compare coverage; but beware when it sounds just a little too good to be true. It probably is...

Monday, August 11, 2008

Where can I take my vehicle for repairs?

Consumers buy extended auto warranties for their cars and trucks for peace of mind. True peace of mind should include business or leisure travel away from home. That's why the best warranty companies, like Auto Service Warranty, Inc., allow you to choose your repair facility. You can go to any dealership, national chain (like Sears, PepBoys, etc.) or a favorite local mechanic anywhere in the United States or Canada. Since we also include free roadside assistance and towing up to 150 miles in the U.S. or Canada, you're totally covered no matter where you might find yourself in trouble.

We also have an extensive database with thousands of repair facilities who have already accepted our plans and can even help you locate a reputable repair facility anywhere in the US. You will not find a plan more widely accepted than ours.

Repair facilities are happy to do business with you and us since we pay your claims quickly and efficiently over the phone with our corporate credit card. You simply give your extended warranty information to the service professional and they will contact our claims department directly. Call Auto Service Warranty and speak with an extended warranty specialist who will be happy to answer all your questions and give you a quick quote.

Monday, July 14, 2008

Snowball Effect of the Financial Meltdown

Some of the worst months in the automobile industry since World War II. Two factors have dramatically impacted your buying power. First... regardless of the huge federal bailout, banks are hoarding their cash and financing is tougher than ever. It is not uncommon for many dealerships to ask for thousands of dollars down - on top of the customer's trade.

Second... car dealerships are saddled with large inventories due to the economic slowdown; so they are being especially stingy with trade-in dollars. This situation leaves many owners with only one option... keep that car or truck as long as possible.

The downside of an older vehicle is... of course... the cost of repairs. That's where an extended warranty becomes a life saver. For approximately $350 per year (the cost of an average warranty) you can keep "Betsy" running for three or four more years and sleep like a baby knowing that you are covered. Lastly... Auto Service Warranty provides in-house financing as a courtesy and everybody qualifies. Zero % interest... zero fees. How's that for service?

Monday, June 09, 2008

Avoiding the "Auto Warranty" Scam

Dealerships often save this intimidating trick for customers with less than perfect credit. Please remember that even clients with the worst credit have rights. If you run into a finance manager who starts playing games with the APR... telling you that you must buy the extended warranty... or claiming that the APR goes up if you don't buy the warranty... run for the hills or ask them to put in writing. Tell them the contract must state that the warranty "is required to be approved for your loan"... so you can show it to your State Attorney and the Better Business Bureau. Watch how quickly they back off.

One of the best ways to avoid this situation altogether is not to finance at the dealership... especially if you have bad credit. Look for the best deal online or at a credit union and then search for an extended auto warranty separately online.

Many... like Auto Service Warranty... have 0% interest and zero-fee financing plans to match their already lower prices. Lastly... only the uniformed roll the financing of a warranty into a car loan. Over the life of the loan... you often end up paying two... if not three times the original cost.

Monday, May 12, 2008

The "Forced Auto Warranty" Scam

This is an old trick... but unfortunately still common. You're ready to sign papers when the finance manager says you must buy a $2,500 extended warranty from the dealership ... "because the bank requires it... or you won't get the loan". BEWARE! In truth... your FICO score... and only your FICO score... determines the financing deal you are offered.

In a case like that... there is only one reason the dealership wants to sell you an extended warranty... and that is to move more money from your pocket to theirs. Buy the right extended warranty... for the right reasons.

Monday, April 14, 2008

Buying a Warranty for Used Cars - Part #2

Buying a Warranty for Used Cars... continued: Next, don't let anyone pressure you into signing on for an extended warranty before you're ready and you're sure you need one. An extended auto warranty is a contract which covers the cost of certain repairs and problems after the vehicle's factory warranty expires.

Before you consider any warranty, take a close look at your car's original warranty.
  • How much coverage is left? One year? Two years?
  • A thousand miles? Ten thousand miles?

For example, new cars from Acura, BMW, Cadillac, Volvo, Saab, Mercedes, Lincoln, Lexus and Jaguar are sold with four-year or 50,000-mile warranties. Cars from Infiniti have four-year or 60,000-mile warranties. However many, but not all ,factory warranties get transferred to used-car buyers at the time of purchase. So be sure to check.

Once you determine just how much warranty is left on your used vehicle, you'll need to think about how long you plan on keeping the car. Read our blog on Monday, February 12, 2007... Who should not buy an extended warranty?

Monday, March 10, 2008

Buying a Warranty for Used Cars - Part #1

Just snapped up a great used car and thinking about purchasing an extended warranty?

Proceed with caution. Extended warranties are enormous moneymakers for dealerships. That's why they are so likely to use their best "strong-arm" tactics to pressure you buy one. One wrong move could cost you hundreds, even thousands of dollars.

Also, be aware that some dealers may try to sell you a dealer warranty instead of a manufacturer's warranty. Often with a dealer warranty, all the repairs and services on the car have to be done at a single dealership, theirs. So, if you have car problems while traveling out of town, you may be out of luck. Therefore many feel it's best to steer clear of dealer warranties.

Stay tuned for Part #2 of "Buying a Warranty for Used Cars"

Tuesday, February 12, 2008

Know Your Rights as a Potential Extended Warranty Customer. Shop Smart!

The best extended auto warranty company is one with satisfied customers. Clients are perfectly willing to pay for value. However, beware of their wrath when they sense unfair play.

Potential extended warranty customers have the right to know all of the details and parameters of a contract prior to purchasing.
  1. Rule number one: No surprises!
  2. The Customer Service Representative should not spend all their time telling the customer what they want to hear. Clearly explaining the rules regarding wait periods, maximum payouts and behaviors that might void their contract is also imperative.
  3. A sample copy of the contract should be available to potential customers as well as a patient representative to explain and answer any questions.

The easiest way that I know of to predict a company's future behavior is to take a good look at their past. Many extended auto warranty companies list links to sites that monitor their on-line performance, like "Web Assured" or "Safe Shopping Network". Take the time to view these sites, and Compare!

Monday, January 14, 2008

How-To Find Vehicle Identification Number (VIN)?

The Vehicle Identification Number or VIN number is the unique 17-digit identifier often needed for used car buying. It can be located on most vehicles in several areas.

The most common places to find your VIN number:
  • On the driver's side dashboard of your car
  • On your insurance card
  • On the title to your vehicle
  • On the vehicle's registration card
  • On a sticker inside the driver's side door

Sounds simple, but when you don't know where it is,
it can be very frustrating. :-)

Monday, December 10, 2007

What Does Extended Warranty Wear and Tear Coverage Really Mean?

Most used car warranty policies are not maintenance contracts and that is okay. That just means that you are responsible for routine maintenance items like oil changes ¤ brake pads ¤ windshield wipers etc.

Many buyers and just as many warranty salespeople... confuse this coverage with "wear and tear" coverage. There is a clear distinction and understanding the difference can be valuable to you.

"Wear and tear" is the expected reduction in performance of a part due to the cars age ¤ mileage and/or use. This coverage should be clearly defined in any warranty contract and it should read something like this: "It is the company's responsibility to repair or replace any part that no longer meets the manufacturer's specs whether it is broken or not." Look for this simple statement and be assured that you will never face the rejection of a claim on the grounds that the failure can be attributed to "wear and tear".
See Auto Service Warranty coverage « here.

Monday, November 12, 2007

Does Your Extended Warranty Cover Overheating Damage?

While many extended warranty companies shy away from damage caused by overheating, Auto Service Warranty takes a much different approach.

Although damage sustained when a vehicle OVERHEATS can be severe... we take care of all repair costs for covered components provided the vehicle does not overheat due to negligence and provided you act immediately to prevent unnecessary damage when your vehicle overheats.

In fact... if your vehicle overheats and you require a tow or fluid replacement, Auto Service Warranty's FREE Roadside Assistance makes sure you get taken care of... Fast!

Wednesday, October 10, 2007

What is the No In-Service Date Program?

...and why should I care? One major warranty company (that shall remain nameless here) offers a no in-service date program. What's the DIFFERENCE?

Auto Service Warranty (ASW) offers vehicle warranties that BEGIN on the day you buy the warranty and not the in-service date of the car. Quite simply... ASW offers you MORE time than the others.

When you purchase a 4 year/100,000 mile warranty today... it will expire 4 YEARS FROM TODAY or when your ODOMETER REACHES 100,000 miles. BEWARE of plans being offered by other national companies... that start your coverage from the day the vehicle was purchased brand new, the (in-service date).

Compare your extended auto warranty coverage.

Monday, August 13, 2007

No Extended Warranty for Your Car?

People regularly ask me why some extended warranty companies refuse to offer them a contract on their high performance car. For example it's pretty difficult to find any warranty company foolish enough to offer coverage on certain vehicles built by Land Rover (possible quality issues, frequent and expensive repairs), Jaguar (expensive repairs), Mercedes AMG ($20,000 for an engine) and many turbo engine models like Porsche etc.

If a warranty company turns you down they should be honest about why. Be more concerned with the company that is crazy enough to cover these cars. First of all you can bet they won't cover wear and tear failures and the foremost thing on their minds will be trying to somehow get out paying your repairs.

My best advice for you if you have a high end car which no warranty company will touch, is to create your own claims reserve account and don't be stingy. Then you can be your own extended warranty.

Monday, July 09, 2007

Where is Your Auto Service Contract Honored?

Will you be traveling or perhaps moving to another state? Is the contract honored across the United States and Canada? What are the restrictions or limitations on emergency repairs when you are traveling?

Asking these questions up front can save many headaches when you are on the road. Auto Service Warranty allows you to take your vehicle anywhere in the U.S. and Canada for repairs. There are also no restrictions on emergency repairs and roadside assistance whenever you travel in the U.S. and Canada.

Monday, June 11, 2007

Is Your Extended Waranty Transferable?

Another much overlooked but important perk is the transferability of the contract. Also you will always want to be sure that you can transfer your extended warranty contract to a new owner if you decide to sell the vehicle before the warranty expires.

Not only will prospective buyers feel safer purchasing from you, but they will probably be willing to pay more for the peace of mind a warranty offers. Don't forget to ask about this standard perk. You'll save yourself aggravation and maybe even make a few more dollars when you decide to sell.

Monday, May 14, 2007

Rental Car Reimbursement

Envision this: You take your vehicle into the shop and the mechanic announces that it will take 2 to 3 days to repair. You have work to do... places to go and people to see! You can't be without your car.

Some auto warranties offer a free rental reimbursement service that will pay for a rental car for 4 days if your own vehicle is ever in the shop for more than a day. Don't overlook this perk while shopping for just the right extended warranty.

If your vehicle has a "salvaged title" by all means let the warranty company know. Otherwise you may make a costly investment only to find out that a salvaged title voids your warranty.

REMEMBER to: Always check a used car's VIN# prior to buying and get the accurate status of the vehicle.

Monday, April 09, 2007

Four Simple Ways to Avoid Rejected Warranty Claims

  1. First and foremost, always get approval from the warranty company before repairs are done! You'd be surprised how many people are denied re-imbursement for a normally covered claim because they failed to get prior authorization.

  2. Most warranties, if not all, require the owner to follow the manufacturer's maintenance guide for your car or you'll be denied a claim. For example, If your engine dies and it's been over a year since you changed the oil, there is a very good chance that your warranty will not cover the repairs.

  3. If your car overheats, please pull over. Damage caused by continued operation after a failure is not covered. Even a rookie inspector can tell when you kept driving with an overheated engine. Towing it to a repair shop is much cheaper than a rejected $2,000 engine repair and your warranty probably includes a roadside assistance program.

  4. If your vehicle has a "salvaged title", by all means let the warranty company know. Otherwise, you may make a costly investment only to find out that a salvaged title voids the extended warranty. Check any used car's VIN# prior to buying to get the accurate status of the vehicle.

Monday, March 12, 2007

How can I compare extended warranty offers?

Below you will find a warranty comparison chart that will help you to compare "apples to apples" so to speak. Complete one for each company that you are evaluating. Simply answer the questions "Yes" or "No" or fill in the information.
  • Is this a full-service warranty company? Yes____ No____
  • Is the plan comprehensive? Yes____ No____
  • Is the warranty transferable? Yes____ No____
  • Does the contract include wear & tear? Yes____ No____
  • Are parts & labor paid at 100% ? Yes____ No____
  • Can you choose the repair facility? Yes____ No____
  • Does the deductible apply to each visit? Yes____ No____
  • Are claims paid with a corp. credit card? Yes____ No____
  • Are inspections free and/or random? Yes____ No____
  • Zero Interest and Zero Fee Financing? Yes____ No____
  • Name of Company: ______________
  • Effective Date: ___________
  • Miles: _____
  • Are the miles "add-on" or "total"? __________
  • Months: _____
  • Deductible: ______
  • Price with Deductible: _______
  • Price with Zero Deductible: _______

    You'll know you have found a good company and a great deal when the first 10 questions are answered "Yes". Then, choose the best fit for you regarding months, mileage and deductible at the lowest price.

Monday, February 12, 2007

Who should not buy an extended warranty?

Extended warranties are a waste of money for lazy owners. Timely vehicle maintenance is a demand of any reputable auto warranty company. So, if little Joe Jr. is heading off to college and you have the slightest suspicion that he might skip an oil change or spend the bucks you send for brake pads on beer, do not waste your money on an extended warranty. It is also important to keep records, so when a claim is filed the maintenance of the vehicle is never an issue.

Monday, January 08, 2007

How are claims paid?

Some warranty companies ask you to pay and wait for reimbursement. Others pay promptly with a corporate credit card. No brainer... right?

Search until you find an extended warranty company that pays all parts and all labor... allows you to go to the repair facility of your choice and pays with a company credit card.

Monday, December 11, 2006

What do I need to know about my warranty?

What about parts... labor and qualified repair facilities?

Many companies will only pay what is known as "reasonable" or "standard" rates for parts and labor. That means that if your mechanic charges $85 per hour and the contract's "reasonable" is listed at $55 per hour, you pay the difference.

Beware of companies that include a cap on parts or labor since those extra dollars will be coming right out of your pocket. Also, choose an extended warranty company that allows you to go to the repair facility of your choice, including the dealership if that's what you prefer.

Tuesday, November 14, 2006

What different types of vehicle warranties are available?

There are Powertrain warranties that only cover the engine, transmission and drivetrain. Since the average vehicle contains thousands of parts that are not covered, the Powertrain warranty is not a great value, even though it is often the least expensive.

There are also Breakdown warranties. These only cover breakage, no wear and tear items.

There are also warranties that list everything that is covered and others that list only what is not covered. Whichever you choose, you will want to ask about a wear and tear clause. That means that the warranty will pay for worn parts that need to be replaced. This is superior since not replacing a known worn part is not only dangerous, but will likely result in a more costly repair down the road. A comprehensive auto warranty that includes wear and tear coverage is generally the best choice.

Monday, October 09, 2006

Will my vehicle be inspected?

Some warranty companies inspect every vehicle. Others rarely inspect. The best companies conduct random inspections on 10 -20% of the vehicles they cover at no charge to you. This is good because inspections are expensive and the money saved by conducting fewer is often passed on to you. However, in order to protect themselves from covering a disabled vehicle, your coverage may not take effect for 30 days and/or 1,000 miles or both.

If, for some reason, a wait period does not work for you, do not hesitate to ask what other options are available. Again, good companies will work with you. Look for a warranty company that conducts random inspections and never pay for an inspection unless you are asking the company to waive a waiting period. Even then, ask them to pay for it if your vehicle passes.

Monday, September 11, 2006

Extended warranty comparisons and decisions?

What extended warranty comparisons and decisions should I be prepared to make? First, find out what kind of contract each company is willing to offer you. Generally, you will be comparing time, mileage, deductibles and price. Nevertheless, you need to compare other factors too.

For example, are you being offered "add-on" miles or "total" miles? Often, you will find the high mileage contracts are based on total miles. "Add-on" miles refer to mileage the contract will offer you in addition to your current mileage. Both are acceptable, as long as you are clear on what you are actually paying for.

Let's say that you do not plan to keep the vehicle very long. In that case, ask for a quote with fewer miles and/or less time and be sure to ask if the warranty is transferable since a warranty can be a good selling feature if you decide to sell the vehicle on your own.

Monday, August 14, 2006

What about an extended warranty for a used vehicle?

No problem. Again, the best time to buy is when the mileage and age are at their lowest. However, there is an industry rule of thumb that you should consider prior to purchasing your used vehicle. Any reputable warranty company, that plans to stay in the business, wants your warranty to end before that vehicle has reached 10 years of age and/or about 100,000 miles.

Also, don't forget to discuss the maintenance with the prior owner and ask for the maintenance records. No records? Just be honest about your knowledge of the vehicle's history with the warranty company. The good ones will try to work with you.

Lastly, you cannot make comparisons by just visiting web sites. There are often understandable surcharges makes, models, four wheel drive, turbo engines, 1/2 ton trucks, etc. Therefore, you will need to speak with someone in order to get an official quote.

Monday, July 10, 2006

What are the risks of waiting to purchase my extended warranty?

As the vehicle accrues mileage, the cost of an extended warranty increases.Labor rates are constantly rising. Many parts of the country have seen labor rates increase as much as 20% just in the past few years. Naturally, warranty coverage costs rise as well. As your vehicle ages, more repair data becomes available and many vehicles, especially high-line models, are placed into higher rate classes. However, once you buy coverage, your rate class is guaranteed not to change.

Here's a final rule of thumb for you to consider. Any reputable warranty company who plans to stay in the business wants your warranty to end when your vehicle has reached 10 years of age and/or 100,000 miles. Not following this basic rule will lead them to bankruptcy. So beware of any company that promises more than common sense can deliver.

Monday, June 12, 2006

Can I finance an extended auto warranty?

The short answer is yes. However, beware of the auto salesman who trys to lure you into buying an extended warranty by rolling the price into the sales price of the vehicle. That may sound like a good idea; but remember that you will be paying 6 to 10% interest for years on that extended warranty. That $1,800 extended warranty, tacked onto an 8% loan for 5 years, will actually cost you $2,644.79. And, that figure doesn't even included the commission that you will be paying to the salesman, the finance guy and the dealership for acting as the broker!

What is the alternative? Simple. Shop direct and save. Don't buy into the inflated pricing from a dealership. Take advantage of those internet-based warranty companies "Zero interest - Zero financing plans" with no hidden monthly fees. Some companies will promise you a zero interest-zero financing plan and then turn around and charge you a monthly "handling" fee, which can be up to $20 per month. So, look for the very best deal, which is an extended warranty company that is willing to accept a modest down-payment at 0% interest-financing with no monthly transaction fees.

Monday, May 08, 2006

What is the difference between a broker and a warranty administrator?

...and Why is it important for me to understand the difference before I purchase my warranty?

A warranty administrator is the company responsible for actually paying your auto warranty claims. A broker, on the other hand, is a person who sells you an auto warranty and then "farms" the deal out to an outside administrator. There are lots of brokers, but relatively few actual full-service warranty companies who administer their own programs. Understanding the difference is important to you for several reasons:

1. It is impossible to research the claims handling history of a broker since they do not pay the claims.

2. Brokerage firms often need the services of an outside administrator because their own company does not have the financial assets to back up their claims. You want a company with a claim paying history and the assets to service your vehicle over the entire term of your contract.

3. Common sense tells you that you will receive much better customer service when your contact for claims is the same contact that sold you the coverage. Remember, the average consumer buys many cars during a lifetime and reputable companies depend of happy consumers purchasing repeatedly. They also depend of their customers to refer friends and other family members. Brokers are not worried about you after your contract is signed. You will be someone else's problem.

So, be careful. The first questions you need to ask a warranty salesperson is "Are you a broker or does your company actually process and pay the claims?" We recommend dealing directly with the administrator, also known as a full-service warranty company, like Auto Service Warranty.

Monday, April 10, 2006

Car Warranty Comparison Price vs Coverage

Too often, consumers only look at price and coverage when evaluating a car warranty. A few other questions will help you, not only get the best coverage and price, but excellent service as well.

Can you choose your own repair facility? Are parts and labor paid at 100%? A cap on labor or a "reasonable and customary" clause will often leave you paying half the bill.

Does the deductible apply to each visit or each repair? Per repair deductibles can be very costly. Are claims paid with a company credit card on the spot? Or, will you be waiting around for a reimbursement? ...You can only find out if you ask.

Monday, March 13, 2006

Smart Extended Warranty Deductible Decisions

Extended auto warranty plans frequently offer consumers a wide, and often confusing, range of deductible plans. Beware of companies that offer too many choices. The best plans are usually the simplest.

Remember, warranty costs are based on a few simple principles. The make, age and mileage of your vehicle are the most important. Therefore, watch out for companies offering you multiple deductible options. More than likely, these plans include complicated "frill" options that the salesperson knows you are unlikely to need or use. However, you will be paying for them.

Also, be sure to ask if the deductible applies to each "repair" or each "visit". A per repair deductible means that if your mechanic find three problems during one visit and your deductible is $200, you will be charged $600. That is simply a rip-off.

Choosing the right deductible for you should be a simple mathematic consideration. It is a lot like playing the odds. For example, if it costs $500 to go from a $100 to a $0 deductible, you only save money if the car is repaired less then 5 times. However, if a company is offering you a zero deductible for $200, that means that you will save money if the car is repaired more than twice. That is a much better deal.

Tuesday, February 14, 2006

When is the best time to purchase an extended warranty?

The smartest consumers know that the very best time to purchase an extended warranty is while your vehicle is still covered by the manufacturer. It's a lot like life insurance. You wouldn't wait until you're 85 to buy it and then expect a bargain, would you?

Here's why: Naturally, the cost of a warranty rises as the vehicle ages and accrues mileage. You will be offered the longest terms and the lowest rates for newer vehicles with lower mileage. And, no, you will not be paying for double coverage, this car warranty coverage is simply an extension of that warranty, not double coverage. The manufacturer's warranty has been factored into the price quote.

The more factory warranty you have remaining, the lower the cost and greater the length of the warranty extension. In other words, you are paying for tomorrow's coverage at today's lower rates.

Monday, January 09, 2006

How can I compare customer service of different warranty companies?

Purchasing an extended warranty is a big ticket item for most people. You want a company that will respond quickly, treat you fairly and pay the claims. Every company out there claims that their customers are number one; but we all know that saying it doesn't necessarily make it so. Below are three tips that will help separate the best companies from the fly-by-nights.

1. The best way to evaluate a company's commitment to service, is the most direct way. Ask the company for the names of dealerships that they have done business with, (not a local garage or independent) call several, and be very specific. Ask how quickly any claim was resolved by that company and how professional they were in resolving the situation. The service director knows the good and the lousy companies.

2. Another way to evaluate a company's attitude and sense of fair play is to ask for a copy of the contract prior to signing. You will be surprised at how many companies are unwilling to let you see what you are really purchasing up front.

3. Lastly, beware of companies that try to pressure you to buy with threats of rising costs or huge discounts that are ending tomorrow. Reputable firms do not use these tactics. Reputable companies that intend to remain in the business use actuaries with mountains of statistics to produce their rates and those statistics do not change daily or weekly.

Using these three simple tips should go a long way in helping you to effectively evaluate the companies that you are considering doing business with.

Wednesday, December 21, 2005

Car Myths and Truths.

Myth: Running the air conditioning can put a lot of stress on your car and can reduce the life of your car.

Truth: Waaayyy back when, that was decidedly true. Today, it doesn't hurt a thing. Enjoy the cool air.

Myth: Using the parking brake is a bad idea, particularly if the car is hit while parked.

Truth: Using the parking brake is a good idea; it protects the transmission if the car is bumped while in park. Use of the the parking brake keeps the brake cables and related parts from seizing and on some vehicles use of the parking brake is necessary to adjust the rear disc brakes

Myth: Fuel additives should be used as a preventative, or to boost performance.

Truth: To boost performance, No. For preventive maintenance, absolutely. Make sure to follow recommended dosages, more is not better.

Remember without respect to maintenance any part of any vehicle can fail at any time without warning.

Tuesday, November 15, 2005

Extend Warranty Available for Hybrids?

Over the past few months Auto Service Warranty has received quite a few calls about extended warranty availability for the new Hybrid vehicles. The good news is we now offer the same complete coverage as we have in the past for a standard combustion engine. About 95% of the inquiries evolve into the Hybrid prospective buyer asking about reliability of the Hybrid and how it works. Let's take this opportunity to give a simple explanation of how Hybrids work.

Hybrid vehicles increase gas mileage by using battery-powered electric motors to augment small, high-efficient gasoline-powered engines. In some situations the electric motors can power the vehicles by themselves. Here is what takes place in a typical driving sequence:


  1. STARTING. When the car is first started, the battery alone can power such accessories as the radio, air conditioning, etc. The engine only turns on if the battery needs charging.
  2. LOW SPEEDS. At low speeds, the electric motor can power the car on its own.
  3. ACCELERATION. During hard acceleration, the gasoline engine and electric motor work together.
  4. CRUSING. At highway cruising speeds, the engine alone powers the car, with help from the electric motor if needed.
  5. BRAKING. When breaking the electric motor is reversed-instead of the motor turning the wheels, the wheels now turn the motor, which acts like a generator to charge the battery.
  6. STOPPED. When idling, the engine and motor are turned off to avoid wasting fuel, while the battery continues to run the accessories.

There you have it. Will the hybrids save you money on fuel? You can be sure it will, well maybe. Typically hybrids cost $2500.to $6000.more than comparable non-hybrid vehicles, the price of fuel will dictate any savings, obviously the longer an individual keeps the vehicle will add savings. The long term auto warranty will help reduce cost for those who keep their vehicles for an extended period.

Friday, October 28, 2005

ALERT! Auto Service Warranty. ALERT!

Approximately 470,000 vehicles or 10% of registered vehicles in Louisiana and Mississippi have been destroyed because of the servere weather and flooding from Hurricane Katrina.
Consumers must be on the look out for flood-damaged vehicles which are sure to pop up all over the country and may not be titled as flood or damaged vehicles. The problem is that only about half the states in the country require a "flood" or "salvage" brand on the title. Some states do not require that flood-damaged vehicles be labeled as "flood" or "salvage" when they are resold in another state.
Here are a few tips if you are considering purchasing a used vehicle.

  1. Check the vehicles's title history. It may state if it has sustained flood damage.
  2. Examine the interior and engine for evidence of water or grit from submersion.
  3. Check for recently shampooed carpeting.
  4. Check under the floorboard carpet for water residue or stain marks from evaporated water.
  5. Check under the dashboard for dried mud and residue, note any evidence of mold or a musty odor in the upholstery, carpet or trunk.
  6. Inspect the undercarriage of other components for evidence of rust and flaking metal not normally associated with late model vehicles.

These simple tips can save you from having problems down the road.

Wednesday, September 21, 2005

Your Cheapest Defense Against Major Auto Repair Bills.

Oil Change? I'm to busy.
Changing oil on a regular basis is important to help keep your vehicle running at top efficiency,not to mention that frequent oil changes can prevent many MAJOR breakdowns, that is the reason Warranty Companies are so insistent on regular maintenance. If your maintenance is not done you risk your repairs being denied.That being said lets examine who and where we should have this service done. All of us love a bargain but in this case the bargain may wind up costing a lot more.
Oil Change? I'll do it next week.
It seems that on almost every vacant corner lube/oil shops are popping up, their only function is to change your oil fast, no appointment required, and best of all CHEAP. Here is how they do it, the quality of oil used (it may have a well known brand name, but that company makes several qualities of oil under their label), it is not what you find off the shelf in most repair shops.
Oil Change? A few more miles won't matter.
The filters that they sell as replacements are again not top quality, and always come from a third-world country, (where they are made is not the concern but the quality is). Finally the employees generally have no mechanical or tech. training and if there is a problem or potential problem they won't find it. All that being said, our advice is take your vehicle to a certified repair facility, it may cost abit more but in the long run it will be worth it.
What's that clicking sound coming from my engine? Oil Change anyone?

Tuesday, August 02, 2005

Extended Warranty Company Customer Service Rating

Here is a way to see how the Warranty Companies treat their customers and pay claims. Ask the Auto Warranty Company you are considering, for the names of dealerships they have done business with,(not a local garage or independent) call several, and be very specific,ask how quickly any claim was resolved by that company, and how professional they were in resolving the situation. The service director knows the good and the lousy companies.

Friday, July 01, 2005

BUMPER TO BUMPER COVERAGE ON YOUR EXTENDED WARRANTY ?

Can you get "Bumper To Bumper" extended warranty coverage on used vehicle? Simply stated the answer is, "No"! True bumper to bumper coverage is only available from the manufacture and only on new vehicles. In fact, many auto manufacturers actually reduce the coverage for some vehicles in the last year of factory warranty. Bumper to bumper coverage, among car makers, may include slight variations; but, for the most part, they are identical. Coverage includes all the cosmetic items (seat fabric, carpeting, body moldings, paint, etc...). Basically, any item on that vehicle will be covered with the car manufacturer's "Bumper To Bumper" coverage. It now seems many Extended Warranty Companies are advertising their coverage as "Bumper To Bumper". That being said, should we not look a little more closely at these Companies who are misrepresenting what they sell?

Tuesday, June 07, 2005

PROTECT YOUR VEHICLE!

An Extended Warranty will give us "peace of mind" for those expensive repairs, but with summer trips just around the corner what else should be done before packing up the car for our trip?
Check tire pressure and look for signs of uneven wear or embedded objects that can cause air leaks. Always check tire pressure whenever there is a sharp change in temperature.
Check around the car and under the engine for fluid leaks. You can often identify the type of fluid that is leaking by it's color. Oil is black, coolant is bright greenish yellow, automatic transmission fluid is pink, and power steering and brake fluid is clear, with a slight brown tinge. All of these fluids are oily to the touch.
Check fluid levels, including engine oil, engine coolant level, transmission fluid and power steering fluid, according to the instructions in the owners manual.
Check under the hood for cracked or split spark plug wires, cracked radiator hoses or loose clamps and corrosion around the battery terminals.
Check for problems with the brakes. On a straight, flat and traffic-free stretch of road, rest your hands lightly on the steering wheel and apply the brakes gradually. If the vehicle swerves to one side, one of the brake linings may be worn more than the other, or the brakes may need adjustment.
Use a similar test to check for problems with wheel alignment. On a straight, flat and traffic-free stretch of road, rest your hands lightly on the steering wheel and drive at an even speed. If the vehicle pulls to one side, the wheels may be misaligned.
Have a safe, and trouble free summer!

Wednesday, May 25, 2005

Picking the RIGHT Warranty Company

How can we decide which extended Warranty Company is going to best serve our needs, no simple answer to this question! Price, coverage, stability those are all of the obvious wants by the average consumer, but lets dig a little deeper. The person on the phone we are going to talk to is a SALESMAN, and how the initial call goes, can tell us quite a bit about the company we are considering doing business with, remember the phone person is trained by that company and is always a good reflection of that companies attitude toward its customers, (That is ,unless your talking to a broker and he/she could care less, because after they sell you a vehicle warranty you are turned over to another company to handle any claims, questions, or complaints...not the best of situations). Let's go back to the phone person. The biggest BEWARE is if they will not have any dialog until you give up, first and last name, city, state, address, zip code, phone numbers, e-mail address, hey, what's going on here they didn't ask what kind of car, truck, or van, I have...Just remember, the first impression is a good indicator! One other little tid-bit here are some phrases that SHOULD make you look elsewhere. "Buy today the price is going up.""If you don't buy today your vehicle may not qualify.""We have a SPECIAL going on ";(If you monitor a site like this you will find the special is perpetual.) Last, but not least, those companies who spend all their efforts knocking others in the industry rather than answering your questions. Good Shopping!

Saturday, May 07, 2005

Should I Purchase an Extended Warranty?

There is no universal Yes or No answer to that question you have to evaluate this decision on your own. Let's look at a couple of different situations, first a vehicle that has factory coverage. Most manufactures will cover (complete coverage) a vehicle for 36 months or 36,000 miles. So why buy an extended warranty while my vehicle is covered? If you plan on keeping your car, van, truck past the factory time or mileage coverage, this is the m0st economical time to buy an extended warranty. There is nothing the warrranty companies like better than to know that they won't be shelling out dollars on claims while the factory warranty is in effect, and in most cases this will be reflected in the price quote for your extended warranty. The time to buy in order to get the best deal is when you still have factory coverage with the manufacture, and the best price, will be if you purchase directly from a warranty company eliminating the middle-man.

Tuesday, April 19, 2005

The Actual Price of an Extended Warranty.

Auto sales people will try to lure you into buying their extended vehicle warranty by rolling the price into the sales price of the vehicle. That may sound good, but remember that you'll be paying 6-10% interest for years on that extended warranty. That $1800 extended vehicle warranty tacked onto an 8% loan for 5 years will cost $2644.79 . What is the alternative? Shop direct and save the inflated pricing from the auto dealer, and take advantage of those Extended Warranty Companies Zero% interest plans.

Monday, March 28, 2005

What Your Extended Warranty Does Not Cover!

All extended warranties are not "created equal", some cover more than others, but let's talk about that at a later time. One thing common among all extended warranty providers is you (the warranty holder) MUST maintain your vehicle or your coverage WILL be denied.
Vehicle extended warranty contracts require you to maintain your vehicle as per the manufacturer's instructions (found in the owners manual), items generally included using only approved parts, oil changes, fluids, etc...It's important to do the required maintenance but just as important keeping good records, so when a claim is filed maintenance of the vehicle is never an issue.

Wednesday, March 09, 2005

Extended Warranty Companies.

You have decided to buy an extended warranty for your Car, Van , Truck or S.U.V... You have been to the Dealer and he wants your "first born" (a lot of money) for his extended warranty protection. The next step is to head to the internet to search out information, and a better deal if possible.

Beyond all the obvious digging one should do to find the "right" company, there are some glaring similarities of several vehicle warranty providers. Primarily it's that 60% off, (of what) they want you to believe their pricing for identical coverage is 60% less than the competition," spare me PLEASE ", lets do the math, but before we do, request a quote from at least four companies (not offering prices 60% less), get an average price of the four and take 60% off. See what I mean, It's your choice, whom you purchase from....

Thursday, February 24, 2005

BUYING AN EXTENDED WARRANTY?

If you're thinking of purchasing an extended vehicle warranty, a couple of "for sures", first make sure that the company who sells the warranty is the same company that is going to handle your claim. That's always a good sign that the repair will be done in a timely fashion. What is more frustrating than having a vehicle in for repairs that take days to resolve.

Another area that is generally overlooked until the time of reckoning is upon us is a "labor repair standard rate" or a line in the contract that states "reasonable labor cost, for repairs" another watch-out for is a contract that states labor cost is determined by the company and or administrator. Here is what all that mumble-jumble boils down to. If the repair facility has a labor rate of $90.00 and the warranty companies labor rate is $65.00. Guess who would pay the difference. You got it!