How can we decide which extended Warranty Company is going to best serve our needs, no simple answer to this question! Price, coverage, stability those are all of the obvious wants by the average consumer, but lets dig a little deeper. The person on the phone we are going to talk to is a SALESMAN, and how the initial call goes, can tell us quite a bit about the company we are considering doing business with, remember the phone person is trained by that company and is always a good reflection of that companies attitude toward its customers, (That is ,unless your talking to a broker and he/she could care less, because after they sell you a vehicle warranty you are turned over to another company to handle any claims, questions, or complaints...not the best of situations). Let's go back to the phone person. The biggest BEWARE is if they will not have any dialog until you give up, first and last name, city, state, address, zip code, phone numbers, e-mail address, hey, what's going on here they didn't ask what kind of car, truck, or van, I have...Just remember, the first impression is a good indicator! One other little tid-bit here are some phrases that SHOULD make you look elsewhere. "Buy today the price is going up.""If you don't buy today your vehicle may not qualify.""We have a SPECIAL going on ";(If you monitor a site like this you will find the special is perpetual.) Last, but not least, those companies who spend all their efforts knocking others in the industry rather than answering your questions. Good Shopping!

There is no universal Yes or No answer to that question you have to evaluate this decision on your own. Let's look at a couple of different situations, first a vehicle that has factory coverage. Most manufactures will cover (complete coverage) a vehicle for 36 months or 36,000 miles. So why buy an extended warranty while my vehicle is covered? If you plan on keeping your car, van, truck past the factory time or mileage coverage, this is the m0st economical time to buy an extended warranty. There is nothing the warrranty companies like better than to know that they won't be shelling out dollars on claims while the factory warranty is in effect, and in most cases this will be reflected in the price quote for your extended warranty. The time to buy in order to get the best deal is when you still have factory coverage with the manufacture, and the best price, will be if you purchase directly from a warranty company eliminating the middle-man.

Auto sales people will try to lure you into buying their extended vehicle warranty by rolling the price into the sales price of the vehicle. That may sound good, but remember that you'll be paying 6-10% interest for years on that extended warranty. That $1800 extended vehicle warranty tacked onto an 8% loan for 5 years will cost $2644.79 . What is the alternative? Shop direct and save the inflated pricing from the auto dealer, and take advantage of those Extended Warranty Companies Zero% interest plans.

All extended warranties are not "created equal", some cover more than others, but let's talk about that at a later time. One thing common among all extended warranty providers is you (the warranty holder) MUST maintain your vehicle or your coverage WILL be denied.
Vehicle extended warranty contracts require you to maintain your vehicle as per the manufacturer's instructions (found in the owners manual), items generally included using only approved parts, oil changes, fluids, etc...It's important to do the required maintenance but just as important keeping good records, so when a claim is filed maintenance of the vehicle is never an issue.

You have decided to buy an extended warranty for your Car, Van , Truck or S.U.V... You have been to the Dealer and he wants your "first born" (a lot of money) for his extended warranty protection. The next step is to head to the internet to search out information, and a better deal if possible.

Beyond all the obvious digging one should do to find the "right" company, there are some glaring similarities of several vehicle warranty providers. Primarily it's that 60% off, (of what) they want you to believe their pricing for identical coverage is 60% less than the competition," spare me PLEASE ", lets do the math, but before we do, request a quote from at least four companies (not offering prices 60% less), get an average price of the four and take 60% off. See what I mean, It's your choice, whom you purchase from....

If you’re thinking of purchasing an extended vehicle warranty, a couple of “for sures”, first make sure that the company who sells the warranty is the same company that is going to handle your claim. That’s always a good sign that the repair will be done in a timely fashion. What is more frustrating than having a vehicle in for repairs that take days to resolve.

Another area that is generally overlooked until the time of reckoning is upon us is a “labor repair standard rate” or a line in the contract that states “reasonable labor cost, for repairs” another watch-out for is a contract that states “labor cost is determined by the company and or administrator. Here is what all that mumble-jumble boils down to. If the repair facility has a labor rate of $90.00 and the warranty companies labor rate is $65.00. Guess who would pay the difference. You got it!